Types of IRA distributions:                                              Cash vs In Kind (Physical Assets)

Quick Reference

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Can I take a cash distribution from my IRA?

Short answer: Yes — contact your IRA custodian directly if you have an existing cash balance. Contact our team if you need to sell assets first or request a physical metals (in-kind) delivery.

Yes. If you already have a cash balance within your IRA, contact your IRA custodian directly to complete the distribution paperwork. They will process the funds back to your selected payment method. Since the IRA custodian manages the funds, we do not need to be involved in or notified of these transactions.

If you need to sell assets prior to the distribution, you can do so online during live trading hours or contact our team for assistance.

Can I take a distribution in physical metals (in-kind distribution)?

Yes. To receive your actual metals rather than a cash payout, please contact our team first. Because we manage the relationship with the depository, we can coordinate shipping and insurance arrangements and assist with any required paperwork to complete the in-kind distribution.

Can I process a physical metals delivery request on my own?

If your IRA cash balance is sufficient to cover the delivery fees, you can submit the request online yourself. However, if you need a shipping and insurance quote, or if you need to send non-IRA funds (via check or wire) to cover any fees, it is best to reach out to our team for assistance.